Wondering how to spice up the holiday season with unique ways to gift money?
The holiday season brings good vibes, joyful evenings, and the common question: “What do I get them?” When in doubt, the best gift is sometimes… money. I mean, who doesn’t love some cold, hard cash!
But giving money doesn’t have to be dull. With a bit of creativity or a quick digital tap, money can become meaningful, fun, or even symbolic. Here are some interesting ways to gift money this holiday season.
The Traditional Gift Card or Money in a Card
Let’s begin with the classics. Giving a gift card or cash is easy and effective. Gift cards are perfect if you know your recipient’s favorite store or restaurant, letting them pick something they genuinely want. If you’re worried that only cash might seem impersonal, you don’t have to go overboard: slip a bill into a greeting card with a touching note. That small gesture can transform a simple cash gift into a sincere and purposeful surprise.
Make It a Game: Treasure Hunts & Puzzle Boxes
Part of the fun of holiday gifts is the surprise. Why not turn getting money into an adventure? Some people recommend hiding cash in a puzzle box or brain-teaser, and the recipient must solve the puzzle to get the money inside.
Alternatively, set up a money scavenger hunt, hiding envelopes or hints around the house. It’s playful and enjoyable, and it shows that you considered how to make the gift special.
Get Creative: Origami, Cash Bouquets, or Money-Wrapped Gifts
Why not turn money into art? Folding money into origami shapes — hearts, stars, cranes, or more — can make cash feel handmade and special. Consider tucking that into a greeting card, a tiny box, or even a gift bag.
If you want to go bigger (and more impressive), bundle folded cash into a bouquet or create a money garland. A festive garland of money — imagine the look on their face when they realize the leaves are cash!
You can also combine money with other small pleasures, such as candy, small trinkets, or even a book or souvenir, so the recipient still enjoys unwrapping something thoughtful.
A Gift That Grows: Savings Gifts, Money Jars, Money Trees, & Ornaments
Options such as transferring to a savings account, a certificate of deposit, or even stocks can be a considerate way to give money, particularly for younger family members or kids.
However, if you want something simple, consider a “money jar” for their savings objective. You can personalize it further by including a blank “dream label” on the jar, inviting the recipient to set a goal aloud.
Or get creative with a “money tree” by clipping cash onto a small plant. The concept of “money that grows” sends a subtle message of growth, possibility, and concern, which is perfect for holidays when we focus on hopes and new beginnings.
You can also turn it into décor. Vibrant, fillable ornaments can be filled with cash, confetti, glitter, or a handwritten small note. Hang it secretly on the recipient’s tree and let them discover it on their own. It becomes both a decoration and a surprise gift.
Smart & Safe Digital Transfers
Another modern way of gifting money is a surprise instant transfer, which involves sending money digitally straight to someone’s account. Digital transfers are simple, fast, and frequently more practical, particularly if loved ones are far away. Services such as PayPal make it easy to send money as a gift while also emphasizing safety and intent. Imagine the delight of receiving a message: “Just got your coffee on me—check your phone!” A digital present can feel just as personal with a thoughtful note or emoji. Plus, there’s no need to worry about wrapping paper or delivery logistics; just a click, a confirmation, and you’re all set.
A “Select Your Experience” Cash Gift
You can bundle the cash with three experience cards instead of giving cash without any instructions:
• “Use this for a day of self-care.”
• “Go on a mini adventure with this.”
• “Use this for a treat yourself session.”
Let them pick one or maybe all three. It allows the recipient to use your gift in a way that genuinely brings happiness and transforms simple money into something more meaningful.
Purpose-Driven Gifts: Charitable Donations
Even better, you can donate to charities in someone’s name, giving a gift that reflects their ethics, helping others, and making a statement. That kind of present carries more weight than a standard gift, particularly if the recipient values giving back. To deepen the connection, consider having a brief conversation with the recipient before making the donation.
Surprise Cash Balloon Pop
Place rolled notes inside balloons, fill them with air, and give them as a bunch. The fun part? The recipient has to pop them to find the money inside. It’s messy, loud, and totally unforgettable.
Gift of Subscription or Bill-Pay Money
A practical and highly appreciated idea is giving money specifically to cover something meaningful, such as a streaming service, a month of groceries, or a utility bill. A gift like this not only lightens financial burdens; it opens up mental space for the recipient.
Conclusion
Gifting money does not have to be a last-minute or quick option. With a bit of thought and creativity, it can turn into a meaningful, fun, and memorable gift — whether you’re helping a loved one, surprising them with something unexpected, or giving them the option to choose. This holiday season, let your money gift glow, wrapped in purpose and a bit of seasonal magic.
After all, sometimes the greatest gift is the one that offers possibilities!
